Choosing the right roofing contractor is one of the most important decisions a homeowner can make. A roof is the first barrier against weather and its performance depends entirely on the quality of installation and materials. Cutting corners on contractor selection leads to poor workmanship and long-term problems. These 10 tips provide a roadmap to finding a roofing contractor you can trust for a safe and durable roof.

1. Training and Certifications

Roofing contractors who complete manufacturer training understand how to install products correctly. Certified installers know the requirements for shingle systems, underlayment, and flashing. Hiring someone with proper training ensures your roof will last its expected lifespan. Ask contractors to explain what training or certifications they hold.

Look for manufacturer-approved installers
Ask about ongoing training programs
Verify proof of certifications

2. Insurance Coverage

Insurance is non-negotiable when selecting a roofing contractor. Worker’s compensation protects workers if accidents occur, while liability insurance protects your property from damage during the project. Contractors without coverage put homeowners at risk of lawsuits and unexpected costs. Always request insurance documents before work begins.

Confirm worker’s compensation coverage
Ensure general liability is active
Request certificates directly from the insurer

3. Licenses and Business Legitimacy

Licensing requirements vary, but a roofing contractor with a license shows commitment and professionalism. Verify their tax ID, business address, website, and phone number. Contractors who cannot provide these details may not operate legally or reliably. A license helps ensure they meet building codes and local regulations.

Request business registration information
Confirm licensing with local authorities
Check online for valid business listings

4. Written Contracts

A professional roofing contractor will always provide a written agreement. Contracts outline materials, payment schedules, timelines, and cleanup responsibilities. They also protect landscaping, detail subcontractor use, and include start and end dates. Without a contract, you have little recourse if disputes arise.

Ensure contract lists materials by brand and type
Confirm start and completion dates
Specify cleanup and property protection responsibilities

5. Avoid Cash Deals

Cash payments leave no record and no protection. A contractor demanding cash creates risk for the homeowner because there is no paper trail. If disputes arise, you cannot prove the transaction. Choose contractors who accept traceable payments such as checks or electronic transfers.

Never agree to “cash-only” jobs
Insist on receipts for all payments
Use payment methods that provide proof

6. Permits and Legal Compliance

Permits are legally required in most regions for roof replacement projects. Some contractors may suggest skipping permits to save money, but that decision can void insurance coverage and cause fines. Responsible contractors pull permits or guide homeowners through the process. Always check with your local building department to confirm requirements.

Ask who is responsible for pulling permits
Confirm requirements with your local building authority
Avoid contractors suggesting “no permits”

7. Educate Yourself on the Project

Understanding what is being done on your roof allows you to monitor progress. Learn whether the work involves minor repairs or full replacement. Be aware of safety standards such as fall protection, which is required when working at heights above 10 feet. A basic knowledge of roofing basics ensures the contractor follows proper procedures.

Learn the difference between repairs and replacements
Confirm contractors use OSHA-approved safety equipment
Review your own insurance coverage before work begins

8. Vet References Thoroughly

Reputable roofing contractors provide references without hesitation. Ask for at least 10 past clients and follow up with calls or visits. Speaking directly with homeowners reveals how the contractor handled timelines, delays, and final results. Checking with the Better Business Bureau or consumer protection sites adds another layer of security.

Request multiple references and contact them
Inspect completed jobs in person if possible
Check for complaints with local agencies

9. Take Your Time

Rushed decisions often lead to mistakes. Take time to research roofing contractors, compare estimates, and evaluate reviews. A reputable company may have a waitlist, but quality is worth waiting for. Patience in the selection process results in fewer problems during the project.

Gather several estimates for comparison
Research reviews and ratings
Choose based on quality, not speed

10. Don’t Choose Based on Price Alone

The cheapest roofing contractor is rarely the best choice. Lower bids often mean corners are cut on materials, safety, or insurance. Replacing a roof is a major investment and should be handled by experienced professionals. Price matters, but long-term value and workmanship matter more.

Low bids may indicate inferior materials
Contractors need to cover costs of insurance and training
Balance price with quality and reliability

Key Takeaways: Choosing a Roofing Contractor

Hiring a roofing contractor requires careful research and patience. Verifying credentials, checking references, and avoiding shortcuts keeps homeowners safe from financial and structural risks. A dependable contractor provides peace of mind along with quality workmanship.

Training and certifications prove knowledge
Insurance and licenses protect homeowners
Written contracts prevent disputes
Permits and compliance ensure safety and legality
Price should not be the only deciding factor

Frequently Asked Questions

How many quotes should I get before hiring a roofing contractor?
At least three quotes are recommended to compare pricing, warranties, and professionalism.

What should a roofing contract include?
It should detail materials, payment schedules, start and completion dates, cleanup responsibilities, and warranties.

Is it safe to hire an unlicensed roofing contractor?
No, unlicensed contractors may not meet building codes, lack insurance, and provide no legal recourse if issues arise.

Why are cash deals risky with roofing contractors?
Cash payments leave no documentation, making it impossible to prove payment or resolve disputes.

How do I know if a roofing contractor is reputable?
Check references, verify credentials, read reviews, and ensure they provide written contracts and proof of insurance.

10 Tips For Choosing A Roofing Contractor